Top of main content

Elite credit card benefits

Explore our richest rewards and benefits with your HSBC Elite credit card.
elite credit card benefits

Get more from your credit card with our offers and benefits

By using your Elite credit card, you can enjoy benefits worth over $2,900 in the first year and $2,000 annually thereafter[@prem-elite-certain-restrictions-short].

Earn Points when you spend

Earn Points with every HSBC credit card purchase. Redeem your Points for gift cards, travel, cash, merchandise and more[@how-points-are-earned-elite].

Our latest offers

Amazon Shop with Points[@amazon]

Unlock more savings everyday by linking your account to Amazon and using your points to pay for purchases. Whether you’re shopping for gifts or treating yourself, using points is an easy way to save while making the most of your everyday shopping. Don’t miss out on this exclusive perk - link your account today.

Enjoy a complimentary year of Soho Friends

Enjoy a complimentary year of Soho Friends membership along with $100 Annual stay credit at selected Soho House guest rooms.

Pay at the Pump

Use 1,250 points at participating gas stations to receive a $0.50 discount off the price per gallon of gas up to 20 gallons[@pay-at-pump].

home&Away

Welcome to home&Away, a unique program offering valuable benefits here and around the world. Enjoy a variety of offers from worldwide travel, shopping & unique experiences.

Mastercard music and entertainment access

HSBC credit cardholders can get premium seats at top concerts and presale tickets for the hottest shows and festivals nationwide. Find out about specific festivals, venue locations, dates and more.

Rewards for Miles

Fly further with Rewards for Miles - transfer points to miles with 11 airline and 2 hotel travel partners.

Travel rewards and benefits

HSBC Travel Credit

Earn up to $400 per year for all airfare, hotels and car rentals booked through HSBC Travel powered by Priceline®

Security screening statement credit

Speed up airport screening with a Trusted Traveler or CLEAR credit of up to $120 towards one of the following: CLEAR, Global Entry, TSA PreCheck, or NEXUS application fees, once every 54 months using your HSBC Elite credit card.

Rideshare credit

Earn up to $120 in statement credits annually on taxis, cabs and rideshare. You will automatically receive up to $10 each month you pay for your rideshare using your Elite Credit Card.

Unlimited lounge access provided by Priority PassTM

Get a complimentary Priority PassTM membership for you and 2 guests and access more than 1,300+ eligible airport lounges and travel experiences worldwide.

Mastercard Travel Rewards

Get exclusive offers from top brands in over 15 countries outside the U.S. including France, Hong Kong, U.K. and more when you use your HSBC Elite or Premier Credit Card.

Lyft

lyft

Take 3 rides, get a $5 Lyft app credit every month. Also, get 10% off scheduled Lyft rides to any U.S. airport using your HSBC Elite Credit Card.

MasterRental™ Coverage

lyft

Receive coverage on most rental vehicles when you rent for 31 consecutive days or less with your HSBC Elite Credit Card.

Lost or damaged luggage coverage

lyft

Get reimbursed for checked or carry-on luggage that is lost or damaged while traveling on a common carrier - up to $1,500 per claim.

Coverage is limited to the actual cost, up to $1,500 per incident of repairing or replacing your checked and/or carry-on luggage and any personal property contained within. There is a maximum of 2 claims per 12 month period.

Everyday value

Instacart

instacart

Get 3 months of Instacart+ and $10 off your second order each month with your HSBC Elite Credit Card.

Peacock

peacock

New subscribers get $3 off Peacock Premium and Peacock Premium Plus each month when they use their HSBC Elite credit card to subscribe. Stream new movies from theaters, hit series, exclusive originals, live sports, and more.

Cell Phone Coverage

Get reimbursed up to $800 per claim, if your cell phone is stolen or damaged.

HealthLock

healthlock

Feel better knowing you’re not being overbilled. Get a complimentary HealthLock membership with a no-cost trial upgrade.

Travel experiences and services

Priceless® Experiences

Enjoy hidden-gem experiences and special-access events virtually and worldwide.

Priceless® Golf

Play like never before, with priceless offers and global golf experiences.

Concierge Service

A personal assistant ready to help 24/7, worldwide.

Mastercard Travel & Lifestyle Services™

Get benefits, amenities and upgrades, preferential treatment and premium travel offers from best-in-class companies across hotels, air travel, tours, cruises, car rentals and more.

Travel Services Medical Protection Insurance - MasterAssist

 

If you have a medical emergency away from home, Travel Services Medical Protection Insurance can help you get the best care.

Travel Accident Insurance

Receive accidental death or dismemberment insurance coverage up to $1 million when travelling.

Trip Cancellation Insurance

Pays a benefit of up to $1,500 per insured person in the event your trip is cancelled for a covered reason. 

Important documents

Please note: This Cardmember Agreement contains the Terms & Conditions for all HSBC consumer credit card products. For information about your credit card account pricing and fees, contact us via Live Chat at or call the number located on the back of your card.

You might be interested in

Activate a card, report it lost or stolen, make a payment, view a statement, or request a credit limit increase.
Reward yourself, or someone special today.
Find the answers to customer service questions about your account, online banking, security, and more.

Additional information

    HSBC credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and requires a U.S. HSBC checking account relationship. To learn more, speak with an HSBC representative.

    Deposit products offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

    Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

    We're here to help you. Find the answers and while you're at it, tell us how we could do better.