Mobile check deposits

Mobile Check Deposit allows you to take a picture of the front and back of your endorsed check with the mobile app and your device's camera. Just select the account you want the check deposited into and enter the amount of the check. You then submit the transaction to HSBC through the mobile app and we will process the check. Make sure to write ‘mobile check deposit’ and the date on the front of the check, and save it for 90 days. 

HSBC Bank USA, N.A. customers who have an eligible HSBC savings or checking account. You must be registered for Personal Internet Banking and have downloaded a current version of the HSBC Mobile Banking App. 

Only checks drawn on a US institution can be deposited. You cannot deposit traveler’s checks or international checks. 

If a problem arises with your deposit, such as a returned check, we'll send a written notice to your primary address by US mail. 

Checks deposited before 10pm ET on a business day will have that day as the day of deposit. Deposits made after 10pm ET will be considered to be made on the next business day. Funds deposited may not be immediately available for withdrawal and will be made available based on the Funds Availability section of the Rules for Consumer Deposit Accounts. 

Place the check on a dark, unreflective background/surface when taking photo. Be sure to place the check flat on the surface and make sure all four corners of the check are visible inside the white and green box. 

No. However, data rate charges from your service provider may apply. HSBC Bank USA, N.A. is not responsible for these charges.